Health and Wellness Program for LCCC Employees and Spouses
To encourage full-time employees and their spouses to lead healthier lifestyles, the LiveSmart Program offers what are known as the Level 1 and 2 Health Care Incentives.
To earn the Level 1 Incentive, you and/or your spouse will need to:
- See a physician for some type of preventive health care and have him/her complete and sign the Preventive Care Verification Form for Employee and the Preventive Care Verification Form for Spouse as applicable. Completed Preventive Care Verification forms must be submitted to Sharon Whitmore in the Human Resources Office (CC 209) by November 18, 2011.
- Complete the online Health Risk Assessment, which will be available until November 18, 2011 at www.medmutual.com.
- To access the Health Assessment, you will need to log in to My Health Plan.
- To log in to My Health Plan, you must provide your username and password, which you will have if you have previously registered.
- If you have not previously registered, you will need to do so using the following instructions:
- On the right side of the page in the shaded box with the heading, Log in to My Health Plan, click on Not Registered? Register Here.
- Enter the required information in each field on the registration page.
- Check the box at the bottom of the screen to agree to the terms anad conditions and click Continue.
- Once you have registered, you will need to log in to My Health Plan by entering your username and password.
- At the top of the page under the Health & Wellness tab, select Health Assessment.
- Check the first box verifying your name; check the second box agreeing to share your registration information with the University of Michigan (Health Management Research Center).
- Select either Agree and take Health Assessment in English or Agree and take Health Assessment in Spanish.
- In the middle of the next page indicate your gender and click Enter. You can now begin the assessment.
- If you need assistance logging in or completing the assessment, please contact Medical Mutual of Ohio's Help Desk at 1-800-294-7583
To earn the Level 2 Incentive, you and/or your spouse will need to:
- Earn the Level 1 Incentive, and
- Have a physician indicate on the Preventive Care Verification Form that you/your spouse have at least three of the five factors which contribute to Metabolic Syndrome (description below) under control, and
- Sign the Tobacco-Free affidavit at the bottom of the form.
Additional incentive information…
Level 1
- If you are enrolled in one of the college's medical plans and earn the incentives, you will receive discounts on your medical insurance premiums or additional contributions to your Health Savings Account.
- If you are not enrolled in one of the college's medical plans and earn the incentives, you will receive a cash bonus.
- Any incentives earned by your spouse will serve to increase the amount of your premium discount/cash bonus.
- Before your spouse can receive credit for earning any incentives, you must earn the Level 1 Incentive.
- If you and/or your spouse already had a preventive health care visit earlier this calendar year, the doctor can still complete and sign a Preventive Care Verification form on your behalf.
- If you are enrolled in one of the college's medical plans, you have coverage for one annual routine physical and an annual well-woman's visit each calendar year. For purposes of insurance coverage, the physical and the well-woman's visit you had last year and the ones you have in 2011 do not have to be 365 days apart; they just have to take place in separate calendar years.
- Please make sure your physician understands that test results and medical records are not being requested, only confirmation that you have had some type of preventive care during 2011.
- In regards to the online Health Risk Assessment, please be assured that the college does not receive any individually identifiable medical information from the assessments, but rather receives an aggregate report indicating what the primary health risks were for the participating population as a whole.
- If you or your spouse are not enrolled in one of the college's medical plans and are interested in earning the incentives, you will need to contact Sharon Whitmore in the Human Resources Office at swhitmor@lorainccc.edu prior to October 3, 2011, so that she can obtain special access for you to complete the Health Risk Assessment as a non-subscriber.
Level 2
- Metabolic Syndrome refers to a combination of medical disorders that significantly increases the risk of someone developing heart disease or a stroke. The five factors are listed below and are considered to be under control if the measurements are as follows:
| Waist circumference |
< 35" for women & < 40" for men |
| Triglycerides |
< 150 mg/dL |
| HDL |
> 50 mg/dL for women and > 40 mg/dL for men |
| Blood pressure |
< 120/80 |
| Fasting glucose |
< 110 mg/dL |
- For purposes of the discount, the college will consider you to have the Metabolic Syndrome factors under control even if you are doing so with the assistance of medication.
- If you or your spouse have a medical condition which would make it medically unadvisable for you/your spouse to meet the metabolic standards, you/your spouse can still earn the Level 2 Incentive (so long as you can sign the tobacco affidavit).
- You and/or your spouse are not required to earn the health care incentives. However, it is necessary to do so in order to receive the medical premium discounts or cash bonuses.
Check out the links below to compare the regular and discounted premiums for each medical plan, based on your coverage type:
Medical Plan Incentives - Single Coverage
Medical Plan Incentives - Employee + One or More Children Coverage
Medical Plan Incentives - Employee + Spouse Coverage
Medical Plan Incentives - Family Coverage
Health Care Incentives for Non-subscribers - Cash Bonuses
(The premiums listed above do not include the extra $100/pay spousal surcharge. The surcharge is paid by employees who elect to provide primary medical insurance coverage for their spouses, even though their spouses have access to coverage through their own employers, but have chosen not to enroll for it.)
Global Fit Discounts
Medical Mutual of Ohio offers discounts for employee fitness club memberships through a nationwide fitness center network called GlobalFit. Through GlobalFit employees can save up to 60% off regular rates on month-to-month memberships at more than 1,500 fitness clubs nationwide. Employees are also eligible to receive discounts on home workout videos and equipment, nutritional supplements, and online diet programs. For more information regarding GlobalFits’ discounted rates, visit http://www.medmutual.com/.