Wellness Program for LCCC Employees and their Families
LiveSmart is a health and wellness program developed for Lorain County Community College's full-time employees and their families by the college’s Health Insurance Review and Wellness Committee (HIRWC) as a proactive approach to reducing health care costs. The premise behind the LiveSmart Program is that if employees, their spouses and dependent children learn to lead healthier lifestyles, their quality of life will improve; they won’t need to use the health care system as frequently as they might have otherwise; and their out-of-pocket expenses, as well as the college's claim costs will be reduced accordingly.
Incentive to Save on Your Health Insurance Costs
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Fitness Opportunities |
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| LiveSmart! Newsletter |
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This monthly newsletter provides the latest in health-care information
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If you are enrolled in one of the college’s group medical insurance plans and would like to have your monthly health insurance contribution reduced by 10% effective January 1, 2009 or if you are not enrolled in the college’s medical plans, but would like to receive a $50 cash bonus, you will want to earn the LiveSmart Level I Incentive. To earn the incentive you will need to see your physician for an annual preventive health care visit and complete the online Health Risk Assessment (HRA) between now and November 14, 2008.
In conjunction with your annual preventive care visit, you will need to have your physician complete the Preventive Care Verification form. Please make sure your physician understands that test results and medical records are not being requested, only confirmation that you have had some type of preventive care during 2008.
The online HRA will be available for you to complete during fall 2008, with announcements regarding its availability forthcoming. To complete the HRA, you will need to know your height, weight, waist circumference, blood pressure, total cholesterol level, and HDL cholesterol level. Consequently, you may want to wait to complete the assessment until after you have had the annual preventive care visit with your physician or have participated in the free biometric screenings that will be available during the annual LiveSmart Health Fair, which will be held on campus this fall. Please note that while you will be able to obtain biometric results to help you complete the HRA, your participation in the Health Fair will not substitute as a preventive care visit with your physician.
The results of your online HRA will be sent directly to the University of Michigan's Health Management Research Center. They in turn will provide the college with an aggregate summary of results, which does not include any personally identificable health information.
New Medical Insurance Premiums
Listed below are the monthly medical insurance premiums that will go into effect July 1, 2008. Employees who earned the Level I Incentive last year and are consequently having discounted premiums deducted from their pay will continue to have discounted premiums deducted, but at the new rate below:
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Monthly Premiums effective 7/01/08 |
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Monthly Premiums effective 07/01/08 with Level I Incentive |
| Policy |
SuperMed Plus
Regular Premium |
SuperMed Plus
Discounted Premium |
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SuperMed Basic
Regular Premium |
SuperMed Basic
Discounted Premium |
| Single |
$60.00 |
$54.00 |
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$25.00 |
$22.50 |
| Single + 1 |
$120.00 |
$108.00 |
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$50.00 |
$45.00 |
| Family |
$180.00 |
$162.00 |
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$75.00 |
$67.50 |
- Employees are not required to participate in the LiveSmart Level I Incentive.
- Spouses will have the opportunity to participate in the LiveSmart Level I Incentive at a later date.
GlobalFit Discounts
Medical Mutual of Ohio offers discounts for employee fitness club memberships through a nationwide fitness center network called GlobalFit. Through GlobalFit employees can save up to 60% off regular rates on month-to-month memberships at more than 1,500 fitness clubs nationwide. Employees are also eligible to receive discounts on home workout videos and equipment, nutritional supplements, and online diet programs. For more information regarding GlobalFits’ discounted rates, visit http://www.medmutual.com/.