Federal Direct Student Loans - How to Apply

How to Apply for a Federal Direct Student Loan

Due to the recent enactment of a new federal law, the Health Care and Education Reconciliation Act of 2010, all colleges and universities must participate in the William D. Ford Federal Direct Loan Program for new federal student loans.  In this program, students borrow directly from the federal government through Lorain County Community College.  This includes the:

  • Federal Direct Subsidized Loan
  • Federal Direct Unsubsidized Loan
  • Federal Parental Loan to Undergraduate Students (PLUS)

Loans will be awarded based on the student's maximum eligibility.  If a student would like to borrow less than the maximum amount, please contact the Financial Services Center for adjustments.

Click here for full details about Federal Direct Student Loans.

Federal Direct Student Loan Application Instructions





Apply for a FASFA (Free Application for Federal Student Aid) FSA ID at http://fsaid.ed.gov.  

  • Be sure to write down your FSA ID. You will need this number for other steps in this process.






Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.

  • You will be asked to enter your FSA ID.
  • You will be asked to enter LCCC's Federal School Code: 003068.







Complete the LCCC Online Federal Direct Loan Request form. 



Stafford Loan Request


Student Loan.GovGo to www.studentloans.gov  
(You will need your FSA ID to access)

New Borrowers:

  • Complete Entrance Loan Counseling
    (This takes approx. 30 minutes to complete)
    Complete Master Promissory Note
    (Will need driver’s license number and 2 references with complete addresses)

Returning Borrowers:

  • Complete 2015-2016 Federal Direct Loan Request Form for Summer and Fall 2015 and Spring 2016 Terms







Log into MyCampus at www.lorainccc.edu/mycampus 

After logging in, click on Student Center.

Click the details of your "To Do List" to look for documents or actions required by you.


To Do List

Confirm Your Financial Aid Award Is Correct

Under Financial Aid, click "View Financial Aid" and then select the award year to review your award summary.

  • Reduce or Decline Your Student Loan
    If you want to reduce or decline your student loan, you must notify Financial Services in writing.

Click here for Loan Reduction Request Form

  • Replace Your Student Loan with Federal Work Study
    You have the option to replace your Student Loan with Federal Work Study (FWS). You must first decline your Student Loan and be enrolled for a minimum of 6 credit hours.  A separate application is required for FWS and is available in the Financial Services Center on the first floor of the Learning Resource Center.

Additional Eligibility Requirements for Federal Direct Student Loan Borrowers

  • Must be enrolled for a minimum of six credit hours for each semester you wish to borrow funds
  • Must be meeting the College’s satisfactory academic progress standards
  • Must be meeting all other U.S. Department of Education eligibility requirements 
  • At the time of disbursement, must be enrolled in and commenced attendance in a minimum of 6 credit hours. 


Lorain County Community College
Financial Services 
1005 North Abbe Rd.
Elyria, OH 44035

Phone: 440-366-4034
























































Presidential Search

The search for a president to succeed retiring President Dr. Roy A. Church is officially underway 
Click here to learn more about the Presidential Search. 

Internet and Service Outage: November 29-30

Some Internet and Service access will be unavailable from 8 p.m., Sunday, November 29 to 3 a.m., Monday, November 30. Learn more.  

Register for Spring Semester

Click here to register for classes. 

Earn College Credit for Your Experience

Your professional, military or volunteer experience in an applied area may make you eligible to receive college credit. Click here to learn more.   


Students can save up to 80 percent on the cost of a traditional college degree. Click here to learn more.  

MyTuition Guarantee

LCCC students now have the opportunity to participate in the MyTuition Guarantee. This new program holds tuition and fee rates for students registering in fall 2014, spring 2015, or fall 2015 for up to three years or until the completion of a degree, whichever comes first.
Click here to learn more and to complete the Completion Pledge.