Federal Direct Student Loans - How to Apply

How to Apply for a Federal Direct Student Loan

Due to the recent enactment of a new federal law, the Health Care and Education Reconciliation Act of 2010, all colleges and universities must participate in the William D. Ford Federal Direct Loan Program for new federal student loans.  In this program, students borrow directly from the federal government through Lorain County Community College.  This includes the:

  • Federal Subsidized Stafford Loan
  • Federal Unsubsidized Stafford Loan
  • Parental Loan to Undergraduate Students (PLUS)

Loans will be awarded based on the student's maximum eligibility.  If a student would like to borrow less than the maximum amount, please contact the Financial Services Center for adjustments.

Click here for full details about Federal Direct Student Loans.

Federal Direct Student Loan Application Instructions





Apply for a FASFA (Free Application for Federal Student Aid) Pin Number at http://www.pin.ed.gov/.  

  • Be sure to write down your Pin Number. You will need this number for other steps in this process.
Pin Number






Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov.

  • You will be asked to enter your Pin Number.
  • You will be asked to enter LCCC's Federal School Code: 003068.







Complete the LCCC Online Stafford Loan Request form. 



Stafford Loan Request


Student Loan.GovGo to www.studentloans.gov  
(You will need your FAFSA Pin Number to access)

New Borrowers:

  • Complete Entrance Loan Counseling
    (This takes approx. 30 minutes to complete)
  • Complete Financial Awareness    Counseling
    (This takes approx. 20-30 minutes to complete)
  • Complete Master Promissory Note
    (Will need driver’s license number and 2 references with complete addresses)

Returning Borrowers:

  • Complete 2013-2014 Stafford Loan Request Form for Summer and Fall 2013 and Spring 2014 Terms







Log into MyCampus at www.lorainccc.edu/mycampus 

After logging in, click on Student Center.

Click the details of your "To Do List" to look for documents or actions required by you.




To Do List

Confirm Your Financial Aid Award Is Correct

Under Financial Aid, click "View Financial Aid" and then select the award year to review your award summary.

  • Reduce or Decline Your Student Loan
    If you want to reduce or decline your student loan, you must notify Financial Services in writing.

  • Replace Your Student Loan with Federal Work Study
    You have the option to replace your Student Loan with Federal Work Study (FWS). You must first decline your Student Loan and be enrolled for a minimum of 6 credit hours.  A separate application is required for FWS and is available in the Financial Services Center on the first floor of the Learning Resource Center.


























































Additional Eligibility Requirements for Federal Stafford Loan Borrowers

  • Must be enrolled for a minimum of six credit hours for each semester you wish to borrow funds
  • Must be meeting the College’s satisfactory academic progress standards
  • Must be meeting all other U.S. Department of Education eligibility requirements 
  • At the time of disbursement, must be enrolled in and commenced attendance in a minimum of 6 credit hours. 


Lorain County Community College
Financial Services 
1005 North Abbe Rd.
Elyria, OH 44035

Phone: 440-366-4034


Extended Hours

Enrollment and Financial Services, located on the first floor of the Bass Library, will offer extended hours through August including some Saturday hours. 

Click here for extended hours.   

Register Today!

Register today for Fall classes. Classes begin August 25. Learn more and register today at www.lorainccc.edu/register.  

Convocation Office Closure

All LCCC offices will be closed 8:30-11:30 a.m., Wednesday, August 20, 2014 for Convocation.

Earn College Credit For Work and Life Experience

Attend an information session for Prior Learning Assessment and find out about the methods used to help you earn college credit for what you have learned through work and life experiences.
Click here to learn more and register.

Campus Tours

Tours for new and prospective LCCC student will be offered at 10 a.m. on Tuesdays and at 4 p.m. on Thursdays through August 21. This is a great way to become familiar with campus and find classes for the upcoming semester. No registration is necessary. Simply show up at the Student Life desk on the second floor of College Center.


Students can save up to 80 percent on the cost of a traditional college degree. Learn more at www.lorainccc.edu/myuniversity.

MyTuition Guarantee

LCCC students now have the opportunity to participate in the MyTuition Guarantee. This new program holds tuition and fee rates for students registering in fall 2014 and spring 2015 for up to three years or until the completion of a degree, whichever comes first.
Click here to learn more and to complete the Completion Pledge. 

Lorain County WIN

LCCC and the JVS have launched Lorain County WIN (Workforce Innovation Network), a new partnership providing workforce training to Lorain County. Learn more at www.loraincountywins.com.

Hours of Operation

Please note that campus service hours have been adjusted for summer semester. For a list of updated service hours, please visit www.lorainccc.edu/hours